Let’s talk about loans for cosmetic surgery such as breast augmentation and liposuction: is paying in installments convenient? Loans for cosmetic surgery, or plastic, are a solution increasingly requested by Italians who are looking for solutions to do this or that touch-up by paying it in installments.

More and more people are trying to divide the cost of the cosmetic surgeon into monthly payments, considering that the final expense could be decidedly high, depending on the type of surgery you want to do.

Loans for cosmetic surgery, how to get them?

Loans for cosmetic surgery, how to get them?

The solutions can be two:

  • contact the surgeon where the surgery will be performed directly (loans aimed at);
  • apply for funding from a financial or online company (non-targeted loans).

Ask at the doctor’s office

The request for loans at the doctor’s office is certainly more convenient than all the other solutions because the doctor’s office will take care of all the necessary practices.

However, attention must be paid to the economic conditions that apply, given that the interest rate may not be the lowest of all.

Ask at a finance company or online

Although there is more “work” to do for the applicant (who must take care of sending all the necessary documents to the finance company), it is possible to find the best rates on the market, especially online.

There are financial companies like Findomestic or Signor Prestito that make 100% online practices, even faster and more convenient.


There are no particular requirements that must be met in order to apply for a loan for cosmetic surgery, if not the fundamental ones that are also found for all other loans, such as:

  • have a paycheck or a tax return (for self-employed people);
  • have a pension;
  • be aged between 18 and 75 years old;
  • Depending on the case, bad payers and protesters can also apply

You must also present a valid identity document, a copy of the tax code and, for foreigners, a copy of the residence permit (if necessary).

How much does an intervention cost?


Depending on the type of intervention that must be done, the expense can also be very high.

Here are some non-exhaustive examples, because for a precise quote you need to contact your doctor:

  • mentoplasty about $ 2,500
  • cheekbones from $ 2,500 to $ 7,000
  • rhinoplasty about $ 4,000
  • breast augmentation from 4,000 to 9,000 $
  • liposuction about $ 5,000
  • tummy tuck about $ 10,000

Considering the expense, to be able to deal with it in the most peaceful and serene way possible, you can undoubtedly request a loan for cosmetic surgery and choose to repay it usually from a minimum of 12 to a maximum of 72 months.

Cosmetic surgery loan, convenient?

Cosmetic surgery loan, convenient?

To answer this question, let’s go a little into the psychological field: if you believe that cosmetic surgery is fundamental, for any reason, then the answer could be positive.

If, on the other hand, it is only a minimal habit, then you might want to think about it a few times before making a decision.

This speech obviously applies not only to the request for funding but also and above all to the intervention itself, considering that, even if it is an intervention with aesthetic purposes, it still remains a surgical operation, with all the associated risks of the case.